Do you remember when I said that I was not far from bankruptcy because of the Christmas shopping I did? Everytime I recall it, I’m smiling and I consider those memories funny because I shopped almost everyday and shopping was never ending really. My Christmas list was very long and everytime I looked at it, the only thing that existed in my mind is to get and to find a loan somewhere because I know that I wouldn’t manage to buy all these things on my list and my budget was not enough. Good thing that hubby helped me out a little bit and thanks god that the interest rate of our credit cards are very low. Ouff! Next time, I have to set a monthly budget in preparation for my next Christmas shopping.